Contact The Law Firm of Bruce Orwin

Toll Free (866) 552-4045
Call (606) 219-4646
Fax: 606-678-4672

D. Bruce Orwin
Attorney at Law
116 North Main Street, Suite A, PO Box 716
Somerset, Kentucky 42505-0716

Case Evaluation

CHAPTER 7 BANKRUPTCY LAWYER SOMERSET KY

Kentucky Debt Relief Attorney

D Bruce Orwin Attorney at Law

Tired of being interrupted at night by creditors’ phone calls? Many struggling people feel frustrated and trapped when creditors harass them for money they simply don’t have. The good news is that, for most hardworking families, relief is within reach.

I am attorney D. Bruce Orwin, and I have been representing clients in Chapter 7 bankruptcy for more than 30 years. I have a solid understanding of Kentucky’s bankruptcy laws and will help you determine if you qualify to discharge your unsecured debts.

Bankruptcy laws changed in 2005. I have up-to-date knowledge on these laws and will work closely with you to see if you qualify for Chapter 7. Contact me to discuss your financial situation.

Extensive Experience Representing Clients in Chapter 7

Chapter 7 bankruptcy is a complicated area of the law, so you need an experienced bankruptcy attorney to clearly explain your legal options and their ramifications. For more than three decades, I have represented clients with complex financial problems. My extensive legal experience with Chapter 7 has guided my approach, helping me address my clients' individual needs and work toward resolving them.

In our consultation, I will analyze your income and expenses to see if you qualify for Chapter 7. Specifically, I will thoroughly prepare you for the "means test" the court uses to determine who is eligible. The test has two parts; you must qualify under at least one of them in order to file. As your lawyer, I will make sure you are prepared with a detailed summary of your unsecured debts.

 

Why File for Chapter 7?

If you qualify under Chapter 7, the harassing phone calls will stop, and you will have the chance to wipe away some unsecured debt--generally credit cards and medical bills. Chapter 7 also stops the bank from proceeding with foreclosures and garnishing your income as long as you make reasonable payments, on schedule, according to your bankruptcy plan.

Generally, student loans, alimony and child support can not be discharged, but I will work with you to see if your individual circumstance warrants any special request; I understand that you wish to make this process as seamless as possible.

 

Contact Me Today

My goal is to help you clear your debts and give you options. If you do not qualify for Chapter 7, we can discuss whether or not Chapter 13 would be a better fit. To schedule an appointment, please contact my law office at (866) 552-4045 or by e-mail.

Experienced in the Law with a Commitment to My Clients
If You Need A Lawyer, Call Bruce Orwin Now
(866) 552-4045

D. Bruce Orwin
Attorney at Law
116 North Main Street, Suite A, PO Box 716
Somerset, Kentucky 42505-0716
Toll Free (866) 552-4045
Call (606) 219-4646
Fax:  606.678.4672
Contact Us Now